他的发现还会对公众或私人的退休金储蓄计划的制订有所帮助。
His findings also have implications for the design of both public and private retirement savings plans.
正如我一样，每个家长都在为如何教会孩子关于缴税，退休金计划，为未来储蓄和一切基本的金融知识而苦恼。
All parents struggle with how to teach children about taxes, 401(k) plans, saving for the future and other critical financial skills.
退休后，自动启动个人退休金账户，无需通过公司的退休计划，以推动退休储蓄。
Boost retirement savings by automatically enrolling people without access to a workplace retirement plan in an Individual retirement Account.
同时，他们的退休金计划正在逐步地缩减规模。假如他们渴望享受一段舒适的退休生活，退休金计划则需要他们储蓄更多，而不是更少。
Meanwhile their pension schemes are steadily being made less generous, a process that will require them to save more, not less, if they want to enjoy a comfortable retirement.
同时，他们的退休金计划正在逐步地缩减规模。假如他们渴望享受一段舒适的退休生活，退休金计划则需要他们储蓄更多，而不是更少。
Meanwhile their pension schemes are steadily being made less generous, a process that will require them to save more, not less, if they want to enjoy a comfortable retirement.
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