在电影《小鱼》中，由凯特·布兰切特饰演的一家音像商店的经理申请了一笔银行贷款，用来收购这家公司，并将业务扩展到网络游戏。
In the movie Little Fish, a video store manager played by Cate Blanchett applies for a bank loan to buy the business and expand into online gaming.
在相当大比例的债务引发的财务压力案例中，信用卡和贷款是核心因素。
In a considerable percentage of cases of debt-induced financial stress, credit cards and loans will be a central element.
在一个14万亿美元的经济体中，为取得显著的效果，你或许将不得不再贷款几千亿美元。
In a $14 trillion economy, you'd probably have to borrow hundreds of billions more to have any noticeable effect.
在最近毕业的所有毕业生中，超过一半的人没有工作，或者从事不需要学位的工作。并且自1999年以来，有学生贷款债务的家庭数额增加了五倍多。
More than half of all recent graduates are unemployed or in jobs that do not require a degree, and the amount of student-loan debt carried by households has increased more than five times since 1999.
这允许银行可以短期借进，长期借出，从商业贷款更高的利率中获益。
That allows banks to borrow short and lend long; earning higher rates on loans to business.
如果银行发放新的贷款，这将导致更多的存款被计入到M1中。
If the Banks made new loans, that would generate more deposits to be included in M1.
作为服务者，银行负责收取付款和管理拖欠，因此将会从拖欠的贷款中收取更多费用而不是从改变中获利。
As servicers - in charge of collecting payments and managing defaults - Banks can make more from fees and charges on defaulted loans than on modifications.
这为在混业经营中增加零售贷款的提供了更大的潜力。
This offers good potential for increased retail lending in the mix.
也没有质疑美联储上周对贷款银行上调折扣利率，而这是一个巨大而专业的步骤，被广泛运用于正常贷款中。
Nor did they question the Fed's decision last week to raise the discount rate on loans it charges to Banks, a largely technical but widely noticed step to normalize lending.
例如，在贷款发放场景中，有些贷款可以自动批准和拒绝，而其他则分配给贷款官员进行手动处理。
For example in a loan origination scenario some loans are automatically approved and rejected while others are dispatched to a loan officer for manual processing.
例如，汽车贷款车中贷给低信用者的比例在增加。
The percentage of auto loans going to people with poor credit, for example, has been increasing.
在这个示例(请参见图1)中，客户发出一个贷款请求；请求得到处理，然后客户弄清楚贷款是否得到了批准。
In this example (see Figure 1), a customer sends a request for a loan; the request gets processed, and the customer finds out whether the loan was approved.
在该银行的记忆中，从未有过向其它投资者发放贷款。
The bank is unimpressed by the idea of selling loans on to other investors.
今年对公司客户的贷款在贷款总额中的比重这一类别的填充率虽然虽然仍低于42%，但已经翻了一番。
The fill rate for the category 'loans to corporate customers' as a percentage of total loans has doubled this year, although it is still low at 42%.
但是在现实中，你有抵押贷款到期要付，可又没有足够的银行存款。
But the reality is you have another mortgage payment due, and not enough money in the bank.
要考虑到金融界使用一组统一的消息来描述贷款信息，并且在清单1的贷款定义中定义了这些消息。
Consider that the financial world USES a unified set of messages for describing loan information, and has those defined in the loan definitions in Listing 1.
如图9中所示，客户可以查看他们的帐户和交易、转帐、申请贷款以及查看自己的贷款申请状况。
As shown in Figure 9, customers can view their accounts and transactions, transfer funds, apply for a loan and view their loan application status.
本文采用了一个简单的预构建贷款处理场景，并介绍了业务变量和业务空间在贷款处理复合业务服务中的应用。
This article takes a simple pre-built loan processing scenario and introduces the use of business variables and the business Space in the loan processing composite business service.
例如，在某个贷款流程中，贷款申请可以处于各种状态，例如“已批准”、“已拒绝”、“已审核”等等。
For example, in a loan process, the loan application can be in various states such as approved, rejected, reviewed, and so on.
同时，他们还有旧贷款困在手中，或是由于他们卖不出去，或是由于他们要把这些贷款放入其帐目平衡表中，以保护其名声。
They are also saddled with old loans, either because they have been unable to sell them or because they have been forced to take them onto their balance sheets to protect their reputations.
例如，在贷款应用程序中，银行在特定日期提供的贷款利率就是一个必需的资源。
For example, in a mortgage application, a mortgage rate that a bank offers on any particular date can be a needed resource.
“在贷款增长非常艰难的环境中，面临的挑战是非常严峻的，”哥德伯格在一次访谈中谈到。
“In an environment where loan growth is tough to come by, it’s a tough challenge,” Goldberg said in an interview.
在贷款申请提交过程中，贷款代理人负责提供诸如贷款号、贷款数额、利率、期限等贷款信息。
During the loan application submission, a loan agent provides the loan information such as loan number, loan amount, interest rate, duration, etc.
这里的同事朋友中，申请新的低利率贷款来取代原来的房子贷款，又成为热门话题。
It had become a hot topic that my colleagues here applied for a new low-interest loans to replace the original house loans.
储蓄银行中，个人以及小企业贷款业务也有所下滑。
At savings Banks, which lend mainly to individuals and small businesses, they fell.
美国银行说，交易运作盈利抵消了消费贷款业务中不断出现的亏损。
The bank says earnings from its trading operations offset continuing losses from consumer loans.
美国银行说，交易运作盈利抵消了消费贷款业务中不断出现的亏损。
The bank says earnings from its trading operations offset continuing losses from consumer loans.
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