伴随着巨大的银行系统和高额的贷款存款比率,欧洲再融资需求远远超过了其他任何一个银行系统。
With its giant banking system and high loan-to-deposit ratios, Europe's refinancing needs far exceed those of any other banking system (see chart).
例如,据野村证券一项调查显示,莱斯银行集团的贷款存款比为169%(1:1 . 69),巴克莱银行与皇家苏格兰银行比率分别为130%和134%。
Lloyds Banking Group, for example, has a loans-to-deposit ratio of 169%, according to research by Nomura Securities. Barclays and RBS are at 130% and 134%, respectively.
但认为压缩贷款额就可以改善贷款存款比率的想法是错误的。6月,英格兰银行就提醒道贷款往往是吸收存款的主要推动力。
But the Banks may be wrong to think that squeezing loans will improve these ratios; the bank of England warned in June that growth in lending is usually the main driver of higher deposits.
贷款存款比率(LDRs)和如今的资本比率一样紧紧地与股票价格联系在一起。
Just as capital ratios are now strongly correlated with share prices, so too are loan-to-deposit ratios (LDRs).
工作组建议要么拓宽存款的定义,将其它类型的存款包括在内,而不仅仅包含目前的消费及公司存款,要么取消存贷款比率。
The Working Group suggests to either broaden the definition of deposits to include other types than the current consumer and corporate deposits or to abolish the loan deposit ratio.
工作组建议要么拓宽存款的定义,将其它类型的存款包括在内,而不仅仅包含目前的消费及公司存款,要么取消存贷款比率。
The Working Group suggests to either broaden the definition of deposits to include other types than the current consumer and corporate deposits or to abolish the loan deposit ratio.
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