但即使在中期，贷款管理对该行业很可能是一个挑战。
But even in the medium term the industry is likely to be quite a challenge to manage.
会计、所得税准备簿记、贷款管理、银行等，都是你的可能性。
Accounting, income tax preparation, bookkeeping, loan management, and banking are all possibilities for you.
实际上，决策分析和贷款决策过程对于实现科学贷款管理至关重要。
Actually, the processes of decision analysis and loan decision playa decisive role for realigning scientific loan management.
贷款结构安排是贷款过程中一个十分重要的环节，是贷款管理成败的关键。
Loan structure arrangement is an important step in extending a loan, and it's critical for loan management.
由于贷款管理上的漏洞，从1997年末开始，分行出现了大量的逾期贷款。
Resulted from the problems of credit management, many overdue credits occurred from the end of the year 1997.
贷款管理作为银行重要的资产管理内容，对于银行的收益水平、资产质量和客户结构都具有重要的意义。
As one of important fields concerning assets management, credit management has a significant bearing on the profit, assets structure and customer structure of Banks.
连接拓扑通常也对应于业务线(例如，贷款管理和联系中心)，而较大的银行也倾向于基于区域上的临近来部署ESB解决方案。
Connectivity topologies often map to lines of business as well (for example, loan management and contact center), and larger Banks also tend to deploy ESB solutions based on regional proximity.
本文试就个人贷款管理新规定的主要内容进行诠释，并就商业银行应对之策提出几点建议，以期对商业银行正确适用个人贷款管理新规定有所裨益。
This paper tries to interpret the main content of the new regulation. It also gives Suggestions on the response of commercial Banks to help using the new regulation correctly.
我们应该继续减免费用、提高保障，扩大小型企业管理局提供的小企业贷款规模。
We should continue to waive fees, increase guarantees, and expand the size of SBA-backed loans for small businesses.
资金已预留以削减费用，并为小型企业管理局的主要贷款计划提供担保。
Money was set aside to cut fees and provide guarantees for major SBA lending programs.
在你的抵押贷款和小型企业管理局贷款之间，你最后可能会欠下比房产价值多得多的钱。
Between your mortgage and your SBA loan, you could end up owing a lot more on your property than it's worth.
以此为我国商业银行完善个人住房贷款风险管理体系提供一定的参考意义。
This is our country commercial bank perfecting personal housing loan risk management system to provide certain reference significance.
因此说，银行对已经确认、定价并管理的贷款进行重新包装，是一种智力的浪费。
Repackaging loans identified, priced and managed by the Banks is, therefore, a waste of their talents.
不过，有观点认为，对贷款标准和风险管理进行更有效的监管，能防止未来出现这样的系统性问题。
But better regulation of lending standards and risk management, the argument goes, will prevent such systemic problems in the future.
很多监管机构和审计机关都认为，这支管理团队的贷款与借贷程序是非常合理的，并且会给予满意或者更佳的评价。
Loans and lending procedures from this management team were regularly reviewed by multiple regulators and auditors, and given satisfactory marks or better.
例如，经常可以看到与帐户管理、贷款发放、客户管理及其他关键业务领域对应的服务分类。
As an example, it is common to see services taxonomies that align with account administration, loan origination, customer management and other key business areas.
本来，银行赚钱应该是经由移转短期债务的风险到长期贷款的巧妙管理，但是，他们却反其道而行。
Banks are supposed to make money by skillfully managing the risk of transforming short-term debt into long-term loans; instead, they were undone by it.
按照新的金融企业呆坏账核销管理办法，对小企业贷款损失依法及时核销。
According to the new management method of canceling bad debts after verification for financing enterprises, cancel the loan losses of small-sized enterprises in time in accordance with the law.
INTBank拥有集成的贷款申请管理(Load Application Management)门户，该门户既提供贷款信息，也提供集成的客户信用信息。
Int Bank has an integrated loan Application Management portal that provides both the loan information and the integrated customer credit information.
信贷员和贷款复核人员通过Web通道访问贷款申请管理门户和分析评估门户。
The loan officer and loan reviewer access the loan Application Management portal and loan Risk Evaluation portal through the Web channel.
最后，INTBank公司总部有一位核心IT人员，负责管理贷款申请服务。
Finally, INT Bank has a core IT staff at corporate headquarters who are responsible for administering the loan application service.
在南加州，8月份的成功交易中有36%借助于联邦住宅管理局的担保贷款。
In Southern California, 36% of sales in August came from FHA-insured loans.
当一家银行倒闭时，瑞典管理者改组这个机构，把“好的贷款”和“不好的贷款”分别管理。
And when a bank failed, the Swedish regulators reorganized the institution with "good" loans and "bad" loans under separate managements.
银行管理员可以配置业务流程(如贷款流程)、添加其他管理员、添加用户(批量方式)和创建银行的各个品牌。
Bank administrators can configure business processes, such as the Loan process, add other administrators, add users (in bulk) and create the individual brand of a bank.
美国银行于此月宣布，它将会设立一个新部门以管理公司的不良抵押贷款。
Bank of America announced this month that it would set up a new unit to manage the firm's soured mortgages.
这一机构将会管理抵押贷款，信用卡及其他的顾客债务。
The new agency would regulate mortgages, credit CARDS and other forms of consumer debt.
但是企业受供需关系影响，企业管理层、收入、折旧、税务、贷款利率、雇员费用等。
However, business is affected by supply and demand factors, the business management team, revenue, depreciation, taxes, loan interest, employee expenses, etc.
现在国会里有很多人都在讨论这个问题，我们需要思考关于，能用来保护个人权益的新法规，像房主贷款公司和联邦住宅管理局的制度。
We need — and there's a lot of talk in Congress right now -we need to think about new regulations that protect individuals, much like the regulations that the HOLC and the FHA made.
现在国会里有很多人都在讨论这个问题，我们需要思考关于，能用来保护个人权益的新法规，像房主贷款公司和联邦住宅管理局的制度。
We need — and there's a lot of talk in Congress right now -we need to think about new regulations that protect individuals, much like the regulations that the HOLC and the FHA made.
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