五年贷款降低标准不再要求月供来偿还本金。
The five-year loans required no payments to reduce principal.
这是因为他们没有能力实现月供，也不能承诺18个月的合同。
This is because they cannot afford the monthly payments, and cannot commit to an 18-month contract.
许多持有次优级抵押贷款的人因为信用卡付更高的月供而有麻烦。
Many people who hold subprime mortgages would have trouble making a higher monthly payment on a credit card.
因为相较我们收看免费电视的其牠成本，月供一美金眞地一点也不贵。
Compared with some of the other costs of free TV, $1 a month doesn't seem too expensive.
如果你想申请“低月供”贷款，问问贷款机构，按年的服务费费率是多少。
If you're considering a loan with 'low monthly payments, ' ask the lender what the finance charge is as an annual percentage rate.
在这里你又必须自己盘算了，不过你的贷款月供中偿还本金的部分不能算是成本。
Once again, you have to do your math, but the part of your mortgage payment that goes to principal re payment isn't a cost.
该计划旨在通过拨出公款提供贷方，从而降低月供，借方可能只需支付月薪的31%。
The plan provides public money to lenders to reduce a borrower's monthly payments to possibly as low as 31% of their monthly income.
该计划的目标是把他们五年期的月供降低至不超过借款人每月收入的 31/100.
The goal is to reduce monthly payments for five years to no more than thirty-one percent of the borrower's monthly income.
不过，打从他们不再缴纳月供、搬离自己的房子之后，却发现放弃美国梦也自有其好处。
But ever since they quit paying their mortgages and walked away from their homes, they've discovered that giving up on the American dream has its benefits.
重新安排按揭为一些正在支付月供，以及那些房子大概还值抵押贷款的房主解除燃眉之急。
Refinancing is available for some people who are up to date on their payments and whose homes are still roughly worth their mortgages.
当房主付月供时，这些月供就由代理服务商收集起来，并将此作为债券的利息转给投资人。
When home owners pay their monthly payments, these are collected by the servicing agent and passed through to investors as interest payments on their bonds.
月供更高的话，就会消耗掉原本用于度假、退休储蓄、教育储备和其它财务支出的资金。
Higher monthly payments eat into money available for vacations, retirement savings, educational nest eggs and other financial goals.
不过，打从他们不再缴纳月供、搬离自己的房子之后，却发现放弃美国梦也自有其好处。
But ever since they quit paying theirs and walked away from their homes, they've discovered that giving up on the American dream has its benefits.
但业已明确的是，受此乱局影响的不仅是习惯拖欠月供的美国民众所获得的一部分草率的抵押贷款。
But it is already clear that this mess is about more than a bit of rash mortgage lending to Americans who were in the habit of falling behind with their monthly payments.
关于月供，这里有一个常用的衡量它是否合理的办法：你的月供不应该超过你税后月收入的12%到15%。
A general rule of thumb is that a car payment should cost no more than 12% to 15% of your after-tax monthly income.
报告还称，目前31.8%的购房者月供占到月收入的50%以上，已超过国际上公认的住房消费警戒线。
The report also found that 31.8% of home buyers need to spend over 50% of their monthly income on a mortgage.
有些人马上就把房子和抵押贷款都抛在了一边，也有些人只是停止缴纳月供，直到银行把他们从房子里踢出去。
Some are leaving behind their homes and mortgages right away, while others are simply halting payments until the bank kicks them out.
但收效甚微，主要因为所欠的债务总额远远高于房产本身的价值时，减轻月供对控制债务拖欠几乎起不到任何作用。
But these have not worked well, mainly because reducing payments does little to prevent default when houses are worth a lot less than the outstanding debt.
虽然有些情况下，月供跟你每月租房的费用差不多，不过买了房子之后，除了月供之外，还会产生其他一些费用。
Although a monthly mortgage payment may be comparable in some cases to a monthly rent, there are other expenses to consider.
这些士兵的父母会在孩子熟睡后仍难以入眠，他们担忧的是如何偿还月供，如何支付医药费，如何存够今后孩子的大学费用。
There are mothers and fathers who will lie awake after their children fall asleep and wonder how they'll make the mortgage, or pay their doctor's bills, or save enough for college education.
其次是，我们已启动了一个房屋计划，将帮助面临丧失抵押品赎回权威胁的家庭减少他们的月供并再为他们的抵押贷款提供资金。
Second, we have launched a housing plan that will help responsible families facing the threat of foreclosure lower their monthly payments and re-finance their mortgages.
现在他已经有足够的钱去支付一套小两居室的首付，但我们认为现在不是很好的买房时机，也不想自己被抵押贷款的月供套牢。
He now has enough for a deposit on a small two-room apartment. But at the moment we do not think it is a good time to buy and we do not want to saddle ourselves with a mortgage.
现在他已经有足够的钱去支付一套小两居室的首付，但我们认为现在不是很好的买房时机，也不想自己被抵押贷款的月供套牢。
He now has enough for a deposit on a small two-room apartment. But at the moment we do not think it is a good time to buy and we do not want to saddle ourselves with a mortgage.
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