旅行社责任险属于责任保险范畴，而游客自身购买的旅行保险属于个人意外伤害保险，两者的承保对象和责任范围完全不同。
The travel agency liability insurance belongs to the liability insurance category, but the tourist own persoanl travel insurance belongs to individual accident insurance.
旅行社责任险属于责任保险范畴，而游客自身购买的旅行保险属于个人意外伤害保险，两者的承保对象和责任范围完全不同。
The travel agency liability insurance belongs to the liability insurance category, but the tourist own persoanl travel insurance belongs to individual accident insurance.
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