本文是大学英语六级写作考前热点高分范文，有关大学生使用信用卡的问题。
Directions: For this part, you are allowed 30 minutes to write a composition on the topic Credit Cards on Campus.
银行应根据大学生群体特征制定营销策略，从建立关系纽带，培养顾客忠诚度与归属感入手，引导大学生使用信用卡，达到对大学生信用卡的营销目的。
The banks should set marketing strategy based on the features of college students, attract students to use credit cards by building links and developing customer loyalty and belongingness.
因此，考虑到大学生缺乏自控能力和经济能力，不鼓励其使用信用卡。
Therefore, college students are not encouraged to use credit CARDS, given their lack of self-control and financial ability.
因此，考虑到大学生缺乏自控能力和经济能力，不鼓励其使用信用卡。
Therefore, college students are not encouraged to use credit CARDS, given their lack of self-control and financial ability.
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