量化信用风险是一项非常复杂的工作，我国与发达国家在信用风险测度方面有很大的差距，还有很长的路要走。
Measuring credit risk is a very complex process, China has a very long distance with developed countries in measuring credit risk, we need to do more work.
量化信用风险是一项非常复杂的工作，我国与发达国家在信用风险测度方面有很大的差距，还有很长的路要走。
Measuring credit risk is a very complex process, China has a very long distance with developed countries in measuring credit risk, we need to do more work.
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