在分析了国家助学贷款的目的基础上，认为信誉是支持国家助学金贷款实施的基石。
On the basis of analyzing the aim of national grant-aided loan, it holds that credit is the cornerstone of supporting the implementation of.
国家助学贷款是信用贷款，它无须提供担保、抵押或质押。
National student loan is an unsecured credit loan without any guaranty of bond, mortgage or hypothecation.
首先，本文对高等学校中存在的国家助学贷款风险进行分析。
First, this article has analyzed the existence of the higher state educational loans risk.
贫困大学生的身份识别是国家助学贷款制度中最为基础的一个环节。
It is a fundamental factor to identify the eligible poor students in the State-granted Loan in Aid system.
其次，本文探究了在高等学校中国家助学贷款风险形成的各方面原因。
Secondly, this article has analyzed the various reasons for the higher risk of state educational loans.
各方在国家助学贷款运行机制的作用下，承担着相应的职责与义务。
The parties assume the corresponding responsibilities and obligations in the operation process of the national student loan mechanism, .
经过四年多的运作，国家助学贷款河南模式成效斐然，但也出现一些问题。
After more than four years of operation, great achievements have been made with "Henan model" of national student loans, but there are still some problems.
目前，学费拖欠问题在提供国家助学贷款前提下仍然存在，原因有多个方面。
At present, the issue of tuition fees in arrears in the country to provide student loans under the premise still exists due to a number of aspects.
解决的办法是在谁受益谁承担风险原则基础上，重新设计国家助学贷款制度。
The resolve method is that the system of national loan of education will be redesigned based on the principle that who gets the benefits and who should take on the risks.
当前，国家助学贷款违约率高以致银行风险大——银行惜贷严重已不容忽视。
High default rate of state-assisted loans for college students results in high risk of banks- "credit grudging" of banks is a hot topic discussed by international society now.
造成这种局面的根本原因在于我国现行国家助学贷款制度的设计存在严重缺陷。
The essential reason for the situation is the serious defects in the design of Chinese state-subsidized student loan system.
但从保障的角度分析，国家助学贷款这一资助性政策还有很多方面有待于进一步加强。
Finally, the author brings up to establish an aid of system that is based on guarantee and system national student loan policy for college students.
如何有效地解决拖欠率偏高的问题已经成为顺利实施国家助学贷款政策的一项重要课题。
The Situation of the repayment rate plays a major role in the process of the development of National Student Loan.
在分析了国家助学贷款的目的意义基础上，认为信誉是支持国家助学金贷款实施的基石。
This article, on the basis of analyzing the aim and significance of national grant - aided loan, holds that credit is the cornerstone of supporting the implementation of.
但是由于国家助学贷款属于无担保的信用贷款，贷款大学生毕业后不按约偿还问题突出。
However, student loan in real life, belonged to credit loan, has a serious problem of high breach.
通过研究大学生信用卡透支消费额回收制度，对国家助学贷款的回收方式提出了一些建议。
Through the study on the recovery methods of the college student credit card, this paper puts forward some recovery methods of national student loan.
当今我国的国家助学贷款存在着一定的缺陷，使得借贷双方的投融资存在很多风险和困难。
There're series of defects in the state education loan, in which there lie many risks and problems for both sides of the financial debt and credit.
总认为我国国家助学贷款变革过程是强制性制度变迁，无法保证制度的及时、准确的供给。
It also indicates that the institution change process of the policy of GSSL in our country is the mandatory system changes, thus the prompt and accurate supply of the institution can't be guaranteed.
对此，应大力推行生源地贷款，构建完善的贷后管理系统，更好地推进国家助学贷款工作的开展。
To these problems, we should vigorously implement loans in the students birth place, build a comprehensive post-lending management system and better improve the national students loan work.
本文的研究重点是要试图论证在公共财政条件下国家助学贷款转移支付的可能性、可行性和可操作性。
The emphasis of my study is to demonstrate the impossibility, feasibility, and maneuverability of transfer-for-GSSL under the public fiscal.
助学贷款办法还存在着一些问题，银行对办理助学贷款心存疑虑，这导致国家助学贷款的实施不很顺利。
There are some problems in the rules of state loan for college student at present. Banks have no reasons to feel sure about the repaying of state loan. Thus the practice of state loan is not pleasant.
在阐述影响还款负担的主要因素的基础上，对我国国家助学贷款偿还模型的改进提出了一些合理化建议。
On the basis of expounding major factors affective the student loan burden, we put forward some suggestions for improving the NSLC repayment model in China.
鉴于此，本文从我国国家助学贷款政策推行历程、运行现状入手，分析其成功经验和存在的困境、难点。
This thesis begins with the history of the national students' loan and its current status, and then analyzes the reasons for its success, as well as difficulties and problems.
并通过对指标与标准的运用考察了我国国家助学贷款的绩效水平处于亟待改善的阶段，并提出相应的建议。
According to our standards, we find that the performance of the government student loans should be done much better than now and we also give some Suggestions on how to arrive that aim.
本文的实务研究不仅对国家助学贷款绩效审计有指导意义，而且对于政策性贷款的绩效审计也起到了一定的启发作用。
Our research is of instructive significance not only to performance auditing of the government student loans, but also to performance auditing of other policy loans.
河南省国家助学贷款管理信息系统是一个利用智能客户端技术，实现对河南省高校国家助学贷款工作进行管理的系统。
Henan national student loan Management Information system (HNSLMIS), is a system that manage the national student loan of colleges and universities in Henan province, using smart client technology.
本文从以下四个方面对我国国家助学贷款违约及其治理加以论述：第一部分是介绍我国助学贷款政策的公共效益与现实困境。
This article expounds National Student Loan Default and Governance from four aspects as following: First, it introduces the public benefits and the practical dilemma of the Student Loan Policy.
我国自1999年实施国家助学贷款制度以来，国家助学贷款已成为我国高校中覆盖面最广、资助力度最大的一项资助政策。
Since 1999, the Government- subsidized Student Loan Scheme (GSSLS) has been put into practice and played an important role in the reform and development of higher education in China.
另外，还对国家助学贷款信用行为的实现及高等学校在国家助学贷款信用行为实现过程中的主要职能等问题进行了分析与探讨。
Meanwhile, this thesis analyses and discusses such issues as the realization of credit behaviour of state student loan and the main function of higher institutions in the process of the realization.
另外，还对国家助学贷款信用行为的实现及高等学校在国家助学贷款信用行为实现过程中的主要职能等问题进行了分析与探讨。
Meanwhile, this thesis analyses and discusses such issues as the realization of credit behaviour of state student loan and the main function of higher institutions in the process of the realization.
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