拥有这些资产的银行正在限制信用，让商家和消费者更难取得贷款。
Banks holding these assets are restricting credit, making it harder for businesses and consumers to get loans.
布什说：“金融系统的倒闭将导致银行停止互相贷款，停止向商家和消费者贷款。”
"The failure of the financial system would cause Banks to stop lending money to one another and to businesses and consumers," he said.
基本上，在任何时候，有人使用信用卡，那么发卡银行(这张卡的赞助银行)就会把这笔钱转到由商家指定的接收账户上。
Basically any time someone USES a credit card, the issuing bank-the bank sponsoring that card-forwards the money to an account set up by the merchant specifically to accept credit card payments.
按传统，在银行假日，许多商家都停业，以便员工们可以休假。
Traditionally on a Bank Holiday many businesses are closed to enable the workers to have a holiday.
德鲁.西弗斯(DrewSievers)，mFoundry的总裁说，“这是一个大业务，风险很高”，mFoundary是为商家和银行提供移动支付软件的公司。
“This is a big business, the stakes are incredibly high,” said Drew Sievers, chief executive of mFoundry, which makes mobile payment software for merchants and banks.
商家可以销售滑入存款的银行和银行结算客户谁使用了信用卡。
Merchants could deposit sales slips into the bank and the bank billed the customer who used the card.
此外，它还呼吁银行系统以外的商家检查系统漏洞，升级验钞机。
In addition, it called on non-banking businesses to check for loopholes and upgrade detectors.
支付网关是银行金融系统和互联网之间的接口，它是连接消费者、商家和银行的桥梁。
Payment gateway is the interface between bank finance system and Internet, which is a bridge linking consumers, businessmen and Banks.
如果一个商家值得贷款，那么银行为何不直接划拨贷款？
If a business comes along that is worth lending to – why wouldn't the bank simply write the loan itself?
一但银行解冻我们的帐户，我们会继续支付商家的款项。
We will continue to make disbursements to our merchants as and when the banks release the withheld amounts.
我们了解因为银行的行为对商家所造成的困扰。
We realize the critical nature of the issues merchants face as a result of the bank s? Actions.
开证行然后转让的钱来赞助银行支付商家。
The issuing bank then transfers money to the sponsoring bank to pay the merchant.
如果您还没有接受信用卡，您需要一个商家帐户来连接您的银行跟主要的信用卡处理商。
If you do not already have one, you will need a merchant account to establish a connection between your bank and major credit card processors.
最终，这一决定将会归结为银行是否会向知名商家寻求合作，或者选择直接竞争对抗。
Ultimately the decision boils down to whether the bank is looking to collaborate with or compete against the sector's established players.
同时，自证明公钥体制的应用也减轻了商家及其存款银行验证电子现金的负担。
The application of self-certified public key policy also can lighten the burden of verifying cash for corporation and depositing bank.
同时，自证明公钥体制的应用也减轻了商家及其存款银行验证电子现金的负担。
The application of self-certified public key policy also can lighten the burden of verifying cash for corporation and depositing bank.
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