可见，对信用风险管理是商业银行风险管理的首要目标。
This shows that credit risk management of commercial banks are the primary objective of risk management.
资本和风险资产的匹配成为商业银行风险管理的核心问题。
The matching between capital and risky assets becomes the core problem of risk management of commercial Banks.
最后本文借鉴西方商业银行风险管理的经验，提出改善建议。
Finally, learn from the West Bank's experience in risk management and make recommendations for improvement.
因此，利率风险的管理控制将成为商业银行风险管理的主要内容。
Therefore, the interest rate risk management and control will become the main content of commercial banks' risk management.
同时，对新巴塞尔协议中有关商业银行风险的度量问题进行了说明。
Meanwhile, the new Basel Accord on the commercial bank's risk measurement issues for an explanation.
在此背景下，对中小商业银行风险管理进行研究具有重要的现实意义。
Under such background, it is meaningful to have a close study on risk management of SMCBs.
资本标准对商业银行风险行为的影响研究更应该具有一定的理论意义和实际意义。
Then how the capital standard affect Banks' risk-taking behavior should be of more theoretical and practical significance.
在商业银行风险管理、金融工具的理念和运用上完善化，为研究实质问题作好准备。
Manage in the commercial bank risk, the principle of the financial tool and usage up perfect turn, for study the substance problem to make good preparation.
本文运用BP神经网络和主成分分析相结合的方法构建了一个商业银行风险预警模型。
The paper sets up a risk early-warning model using the methods of BP neural network and principal component analysis.
商业银行风险评价体系中的各指标因素是复杂的、动态变化的，存在很大的不确定性。
The risk system of commercial Banks have a lot of uncertainty factors that is complex and dynamic.
商业银行风险管理水平的高低直接关系到商业银行自身的成败，也关系到经济的安危。
Commercial bank risk management is directly related to the level of commercial success or failure of the Banks themselves, but also related to the economy's safety.
本文首先从商业银行风险管理和会计理论角度研究分析了建立风险拨备制度的理论基础。
The paper begins with an analysis of the theoretical base for establishing the system of provision against risks from the point of view of risk management by commercial Banks and accounting theory.
怎样防范商业银行风险，维护商业银行稳健运营，成为了全天下银行业羁系的共同话题。
How guard against trade bank risk, support a trade bank steady luck camp, became the common topic that banking in the whole world takes charge of.
流动性风险管理问题一直是世界各国商业银行风险管理研究领域中的重点和难点问题之一。
The problem of liquidity risk management has always been a key and difficult one in the field of commercial Banks risk management.
其次，在借鉴国内外研究的基础上，找到我国商业银行风险评估和预警存在的问题与不足；
Second on the foundation of the analysis of relevant research situation of the domestic and international, find out the problems and deficiency of our risk evaluation and early-warning;
建立一个科学、有效的商业银行风险预警模型，是有效防范、化解商业银行风险的重要措施。
The establishment of a scientific and effective risk early-warning model of commercial Banks is an important measure to prevent the risks.
《商业银行风险监管核心指标》是目前衡量国内商业银行风险状况及其抵补能力的权威规定。
"Core Index for risk Surveillance by commercial Banks" is an authoritative document that measures the exposures and risk compensation capability of domestic commercial Banks.
2004年发布的《巴塞尔新资本协议》确定了操作风险在商业银行风险管理中的重要地位。
In 'the New Basel Capital Accord' published in 2004 operational risk has been identified in the risk management of commercial Banks in an important position.
造成这一现象的根本原因就在于风险，在于商业银行风险承受能力与其实际所承担风险的差距。
The ultimately reason of the plight is the gap between the risk capability of the bank and the risk taken.
随着国内外金融案件的频频发生，操作风险防范问题正日益成为商业银行风险管理的焦点领域。
With the happening of domestic and abroad financial cases, operational risk privation has increasingly become the focus of the risk management for commercial banking.
第二部分阐释了银行信贷风险的概念、产生的理论原因、种类及商业银行风险处理的一般方法。
In the second chapter, the concept of banking credits risk, the theoretical causes of its generation, different types risks and general corresponding countermeasures are set forth.
现代商业银行风险管理体系包括：风险控制组织、风险度量技术、风险规避技术、全面风险管理模式。
The risk control system of modern commercial bank covers risk control and organization, risk measurement technique, risk dodge skill, mode of risk management in an all-round way.
认真研究风险积聚的原因就会发现我国商业银行的风险积聚与西方商业银行风险的积聚有着根本的不同。
Studying reason that risk gather can be found that our country risk of commercial bank gather with western commercial bank risk gathering basic difference conscientiously.
然后从西方关联企业立法、信贷运行机制、风险评估措施等方面介绍了西方商业银行风险管理上的做法。
And legislation related enterprises from the West, the credit mechanism, risk assessment and other measures are introduced in the article from Western commercial Banks on risk management practices.
本文认为完善制度环境、改善银行内部治理、加强外部监管是提高我国商业银行风险管理能力的主要路径。
The thesis holds the point that the principal methods in improving the risk management ability of our state-owned Banks are to perfect the system, the internal rectification and external supervision.
此时，银行更加注重的是资本管理和价值管理，资本和风险资产的匹配成为商业银行风险管理的核心问题。
At this point, the Banks pay more attention to capital management and value management, capital and risk assets to match a commercial bank risk management, the core issue.
第三条本办法中的资本充足率，是指商业银行持有的、符合本办法规定的资本与商业银行风险加权资产之间的比率。
Article 3 capital adequacy ratios as referred to in this regulation are the ratios of capitals held by the commercial Banks and defined by the regulation to risk-weighted assets of commercial Banks.
因此，文章在银行业现有研究的基础上，将部分敏感因素加入到风险管理的动态监测中，进一步完善商业银行风险预警指标体系。
Therefore, based on the foundation of existing research, the thesis introducing certain sensitive factors into the dynamic monitor of risk management, perfect the early-warning indexes system.
因此，文章在银行业现有研究的基础上，将部分敏感因素加入到风险管理的动态监测中，进一步完善商业银行风险预警指标体系。
Therefore, based on the foundation of existing research, the thesis introducing certain sensitive factors into the dynamic monitor of risk management, perfect the early-warning indexes system.
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