我们必须要有广泛的知识和现代市政会计、预算和融资。
We must have extensive knowledge and modern municipal accounting, budgeting and finance.
伴随着巨大的银行系统和高额的贷款存款比率，欧洲再融资需求远远超过了其他任何一个银行系统。
With its giant banking system and high loan-to-deposit ratios, Europe's refinancing needs far exceed those of any other banking system (see chart).
爱尔兰是个特例，因为它的欠款中有相当一部分是股份的形式(全都是美国人所有的工厂和办公楼)，因此不需要再融资。
Ireland is unusual in that a large chunk of what it owes is in the form of equity (all those American-owned factories and offices) and so does not need to be refinanced.
信用度更好的借贷者和更优质的地产显然最有机会挺过这场再融资海啸。
The better borrowers and properties clearly have the best chance of surviving the refinancing tsunami.
与会银行家在债权人是否应该接受降低条件的还款和同意为延期还债提供再融资这两个选择间出现了分歧。
Bankers attending the meeting were divided over whether creditors would accept a payoff on reduced terms, or agree to refinance Dubai World's obligations for an extended period.
利率将维持极低水平，帮助扩张信贷，以满足借款人支出和再融资贷款。
Interest rates will remain extremely low, helping overstretched borrowers to meet payments and to refinance loans.
随着银行面临更多放弃权利和再融资的要求。
In the face of more requests for waivers and refinancings, Banks will react selectively.
这些国家的再融资将愈加艰难，并给当地银行和信贷投放造成伤害。
Refinancing these is becoming harder and putting strain on local Banks and credit availability.
新兴市场有大量债券需要在今后一年得到再融资，这加大了违约和公司倒闭的风险。
A vast backlog of bonds that need to be refinanced over the next year has built up in the emerging market economies, raising the threat of defaults and company closures.
印度印达汽车启动了利用公众资金的计划(这个计划将协助收购美洲虎和陆虎公司在再融资)。
India's Tata Motors set up a scheme to raise deposits from the public (which should help refinance its acquisitions of Jaguar and Land Rover).
如果我们做不到这一点，增长和社会进步仍将是被金融资本束缚的奴仆。
If we fail to do this, growth and social progress will continue to be the bonded servants of finance capital.
这是因为本地货币供应量的增加推动了两种价格同时上涨(即：金融资产价格和消费品价格)，只是上涨速度不一。
This is because the local money supply is increasing, and pushing up both classes of prices (i.e., financial assets and consumer prices), even though one is rising faster than the other.
金融资产受到严重损失，现金、珠宝、家畜和其他资产埋在坍塌的房屋之下。
Financial assets have been badly hit, with cash, jewellery, livestock and other assets buried under collapsed houses.
该部门也再融资抵押贷款和家庭资产贷款。
The unit also refinances mortgages and makes home-equity loans.
这主要还是因为，人们认为他们拿到这些钱之后，不管什么时候都能去买金融资产和真实的商品和服务。
Mainly, it is the confidencepeople have that they will be able to exchange such money for other financialassets and for real goods and services whenever they choose to do so.
除资产净值外，他们的净金融资产总计是个人可支配收入的3.2倍，相比之下，美国和德国仅为1.9和1.1倍。
Their net financial assets, excluding equities, amount to 3.2 times personal disposable income, compared with a ration of only 1.9 in America and 1.1 in Germany (see left-hand chart).
一方是想让贷款、证券和其它金融资产按照市价计算的投资者。
On one side are those who want loans, securities and other financial assets to be carried at market prices.
中国、日本和英国增持了美国长期金融资产，而俄罗斯、卢森堡、瑞士和爱尔兰等国以及一些石油出口国则减持了。
China, Japan and the U.K. increased their holdings, but other countries such as Russia, Luxembourg, Switzerland and Ireland scaled back, as did a group of oil exporters.
金融资产价格并不一定总是紧随物业资产：人们交易股票和债券的时间往往要比交易房屋来的晚。
Prices of financial assets do not necessarily shadow those of property: people tend to buy and sell stocks and bonds later in life than they buy and sell homes.
但是常用的通胀指标却将金融资产，如股票和房产，排除在外。
But normal inflation measures exclude financial assets such as shares and houses.
随着债券利率和按揭利率双双下跌，购买房屋和再融资的抵押贷款申请数量出现增长。
As bond yields and mortgage rates have dropped, mortgage applications both to refinance and to buy homes have risen.
银行应该被强制要求在融资时大幅度提高股本和其他风险资本的金额——也许利用那些在遇到状况时能够自动转化为股本的债券。
Banks should be forced to fund themselves with a lot more equity and other risk capital—possibly using bonds that automatically convert to equity when trouble strikes.
没有保证利率，因为金额业主每个月偿还利息是根据再融资和违约的多少来定的。
There's no guaranteed interest rate, since the amount of money homeowners collectively pay back every month is a function of how many have refinanced and how many have defaulted.
有百分之三十的借款人再融资三十年期贷款，并且在第二季度退出是五年期和二十年起抵押，达到自2004年来的最高数值。
The 30 percent share of borrowers refinancing a 30-year loan and taking out a 15 - and 20-year mortgage in the second quarter was the highest since 2004.
有百分之三十的借款人再融资三十年期贷款，并且在第二季度退出是五年期和二十年起抵押，达到自2004年来的最高数值。
The 30 percent share of borrowers refinancing a 30-year loan and taking out a 15 - and 20-year mortgage in the second quarter was the highest since 2004.
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