短期内，削减利率会对“资产型”银行造成一定压力，这些银行的贷款往往比其债务更易受到利率变化的影响。

In the short term, rate cuts put pressure on "asset sensitive" Banks whose loans are repriced faster than their liabilities.

youdao

一个相关问题：如果因为经济形势(比如：央行利率变化)造成所有借款人的贷款利率上升或下降，那么会怎样呢？

A related issue: what happens if the interest rates for all borrowers move higher or lower, due to developments in the economy (eg a change in central bank interest rates)?

youdao

由于存贷款利率仍然受到管制，货币市场利率的变化对信贷市场等其他金融市场的影响还相对有限。

Furthermore, due to the control of the interest rates of deposits and loans, change in the interest rates of the money market has a weak impact on the credit market and other financial markets.

youdao

利率市场化后，商业银行的竞争将进入新的层次，银行面临新的信贷风险，贷款违约风险发生变化。

After Market-oriented interest rates, commercial Banks will enter the competition a new level; Banks are facing new credit risk, loan default risk change.

youdao

更为糟糕的是，大量的抵押贷款利率变化无常。

Worse, the bulk of mortgages are at variable rates.

youdao

更为糟糕的是，大量的抵押贷款利率变化无常。

Worse, the bulk of mortgages are at variable rates.

youdao