“次级借款人”指的是，那些信用记录较差的借款人，或在其他方面显示，他们很可能无力偿还贷款。
A "subprime borrower" is somebody who has a poor credit history or some other indication that would suggest that they might not be able to repay the mortgage.
由于他们还没有建立起自己的信用记录，可以肯定的是，这些年轻人会为由此产生的信用卡债务支付相对较高的利息。
Since they haven't built up their credit histories yet, it's a safe bet that these young adults are paying relatively high-interest rates on the resulting credit card debt.
由于他们还没有建立起自己的信用记录，可以肯定的是，这些年轻人会为由此产生的信用卡债务支付相对较高的利率。
Since they haven't built up their credit histories yet, it's a safe bet that these young adults are paying relatively high interest rates on the resulting credit card debt.
债权人也指出拖欠账款，例如止赎是会破坏信用记录的。
The creditors also point out that a delinquency, like a foreclosure, destroys a credit record.
次级贷款者是指那些因为不良信用记录而经济有限的人。
Subprime borrowers were by definition people of limited means with poor credit histories.
例如，家财险保单费率和保费的厘定依赖于你的信用记录情况。
E.g. a home insurance policy rates and premiums will depend on what's inside your credit record.
银行不想把钱借给那些没有信用记录或者没有长期居住证明的人。
Banks were unwilling to lend money to people without credit histories or proof of permanent residence.
同样规章还将食品制造商的信用记录保存在城市企业信用信息系统里。
According to the regulation, credit records of producers will be stored in the city's enterprise credit information system.
通过成功调用 CCISWeb服务后，您应收到产生的信用记录。
You should receive the resulting credit score, with the CCIS Web service having been successfully invoked.
次级和简易型贷款的债务人不均的信用记录使得很难用模型精确算出违约率。
The patchy credit histories of subprime and low-documentation borrowers made it hard to model default rates accurately.
沿着红线，将依次接受贷款申请，生成信用记录，然后验证、分析和提供贷款。
Following the red lines the loan application is received, a credit score is generated, the loan is then validated, analyzed and an offer is made.
这一点在今年美国金融公司在按揭市场借款给信用记录差的借款人后变的很明显。
That became painfully evident this year after American finance companies lent to needy borrowers with poor credit records in the “subprime” mortgage market.
例如，假设您具有信用记录服务，并且将其提供给需要进行访问的业务合作伙伴。
As an example, suppose you had a credit history service and you anticipate that your business partners will need to access it.
最值得注意的是美国陷入了债务的困境，信用证上积累了不良信用记录。
The main concern is that the United States is in terrible debt and has run up bad credit on their credit CARDS.
止赎权与个人破产的信用记录保留期限最为接近，要保留7年(破产为10年)。
Foreclosures are the closest thing to personal bankruptcy, and stay on a person's credit record for seven years. (bankruptcy stays for ten.)
手机银行方案还包含小额贷款，扩展了信贷渠道，而且能够建立贷款人的信用记录。
M-banking schemes can be combined with microfinance loans, extending access to credit and enabling users to establish a credit history.
由于没有更为完备的信息库，这个行业正在寻找建立信用记录的新方法。
Without a more complete depository of information, the industry is finding new ways to build those histories.
但是，有购房意向的人们可能仍然难以获得抵押贷款，即使他们的信用记录无可指摘。
But people who want to buy homes may continue to struggle to get mortgages, even if they have excellent credit.
余额转移套利如果你有良好的信用记录，使用的是年利率0%的信用卡的话。
Balance transfer arbitrage. If you have good credit and are disciplined, use all those 0% APR balance transfer credit CARDS to your advantage.
一个或多个忘还的款项随后补交之后虽然不会导致止赎，可却会在信用记录中保留多年。
One or more missed payments followed by a catch-up will not lead to foreclosure, but this information does damage a credit record for some years.
一些年前，银行和其他贷款者对风险漠不关心，他们掏钱给收入不稳定、信用记录差的人。
A few years ago, Banks and other lenders seemed indifferent to risk, as they doled out loans to people with dubious incomes and poor credit records.
至于借方自己，它们正进入一个金融黑洞，几乎不掌握潜在借款者的信用记录。
The lenders themselves are entering a financial black hole, with little to no credit history on potential borrowers.
您将创建一个导出，然后进行Web服务绑定并将其连线到您的信用记录组件，如图6 所示。
You would create an export, give it a Web Service binding and wire it to your credit history component, as Figure 6 shows.
三分之二的抵押贷款的借款人有良好的信用记录和固定的利率，他们拥有的房产价值远高于他们的借款。
Two-thirds of mortgage borrowers enjoy good credit and a fixed interest rate and can depend on the value of their houses remaining far higher than their borrowings.
基于该服务返回的信用记录，将自动对信用卡申请进行拒绝、批准或转发到经理进行人工复审。
Based on the credit score that the service returns, the credit card request is automatically rejected, approved, or forwarded to a manager for manual review.
基于该服务返回的信用记录，将自动对信用卡申请进行拒绝、批准或转发到经理进行人工复审。
Based on the credit score that the service returns, the credit card request is automatically rejected, approved, or forwarded to a manager for manual review.
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