你退休了我们也能抓到你。
如果你退休了，单身并在上海寻找真爱，可以试试宜家。
If you're retired, single and looking for love in Shanghai, try IKEA.
因为它们会蚕食你退休账户里的收益，留给你的钱就更少了。
Because they eat away at the returns in your retirement account and leave you with less money.
我跟她开玩笑说，唉，如果你退休的话，活着就没有意义了。
I joked with her, I said, well look, if you're retiring, it's just not worth living anymore.
当你制定退休计划的时候，对于你退休后想做的事情列一个清单。
As you're planning for your retirement keep a running list of things you want to do when you retire.
当你开始一份新的工作时，你最后的想法是四十年之后当你退休的时候你将会做什么。
When you start your new job, the last thing on your mind is what you'll be doing when you retire in forty years.
如果你退休了，也许你想在自己的爱好上取得成就——成为大师级的园丁或大师级的渔夫。
If you're retired, maybe you would like to achieve mastery at a hobby - become a master gardener, or a master fisherman.
你将成长在婴儿潮时期的那代人将要退休和逐渐死去的时代。
You'll be growing up in a generation where the baby boomers are going into retirement and dying.
作为一个退休的裁判，你被允许自由分享你的观点。
As a retiring judge, you are allowed to share your opinions freely.
“人们常常听到一些错误的建议，建议你慢下来，但你可以放轻松，别担忧，然后到佛罗里达退休。”他说。
"People are generally being given bad advice to slow down. Take it easy, stop worrying, and retire to Florida," he says.
这永恒的产业不是退休，是你应该向往并努力争取的。
This eternal inheritance, not retirement, is what you should be looking forward to and working for.
没有存款，你就无法计划你的退休生活、假期生活或任何奢侈或必需品。
You can't plan your retirement, a vacation, or any kind of luxury or necessity without it.
目标分别关系到生活的各个方面：你的职业，资产，家庭，退休等等。
Goals relate to separate parts of your life: your career, finances, family, retirement, etc.
在苦难或退休时期，你还有储备金可以依靠。
In times of trouble or in retirement you'll have a nest egg to draw from.
退一步问自己：如果不选择退休，你会作何打算？
Take a step back and ask yourself a few questions: How do decisions change if retirement isn't an option?
就像你当年带着父母的期望去幼儿园为自己在一个似乎还遥不可及的世界获得成功做准备那样，你也要提前为你的退休做准备。
Just as you headed off to kindergarten with your parents' hope to prepare you for success in a world that seemed eons away, you need to prepare for your retirement well in advance.
如果你现在已经想好你的退休计划，并且准备去开始你的计划，这篇文章对你来说太基础了。
Now, if you are someone with your retirement plans all set and ready to go, this article will be way too basic for you.
那么你怎样才能知道什么时候让你的跑鞋退休呢？不要用鞋跟来决定是否应该换鞋子了。
So how do you know when shoes need to be retired? Don't use the treads of your running shoes to determine whether you should replace your shoes.
如果雇主正要解雇你，提出让你提前退休，或用其它委婉的说法解雇你，你可能很难马上找到其它工作。
If your employer is letting you go, offering early retirement or using another euphemism for firing you, it may be hard to find another job immediately.
如果你没有紧急基金，当紧急情况出现时，你会随时切断你的退休供款。
Without an emergency fund, you will cut off your retirement contributions anytime an emergency comes up.
或者，可能你的配偶还没有任何退休的打算，这时，如果你希望与对方共度时光的话，可能会造成关系紧张。
Or perhaps your spouse has no intention of retiring, which can cause tension if you assumed you'd spend all your time together.
退休：也许四个经纪人给你了四种不同的方案；两个认为你可以退休，两个认为不可以。
Retirement. Perhaps four brokers have shown you four different plans; two say you can retire and two say you can't.
为了还清债务或为存更多的退休金，你可能要改变自己的消费习惯，缩紧开支过日子了。
You may also choose to tighten up your spending habits simply to get out of debt or to save more for retirement.
也许你害怕思考退休时，你会感到一种愚蠢，因为你不知道所有协议的意思。
Perhaps you fear thinking about your retirement because you feel stupid that you don't know what all the terms mean.
如果你真的担心你的鞋子是否该“退休”了，那么仔细看看吧。
If you're worried that your shoes are ready for retirement, take a close look at them.
TW：现在作为一个退休的裁判，你可以放心的畅所欲言了？
TW: And as a retiring judge, you are allowed to share your opinions freely?
然后你需要回答一些关于个人财务的问题，例如你为退休已经存了多少钱，你偿还抵押贷款的情况，你如何看待为退休而存钱等等。
Then you answer some personal finance questions, like the amount of money you’ve put aside for retirement, your mortgage payments, what you think you’ll need to save to retire comfortably and so on.
节约能让你为退休省出一笔储蓄，更快的还清你的信用卡，或者为你梦想中的度假做积蓄。
Being frugal can help you save for retirement, pay off your credit CARDS faster or even just save money for a dream vacation.
节约能让你为退休省出一笔储蓄，更快的还清你的信用卡，或者为你梦想中的度假做积蓄。
Being frugal can help you save for retirement, pay off your credit CARDS faster or even just save money for a dream vacation.
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