你的信用卡信息和坏人之间只隔着一个薄磁条。
A thin magnetic stripe (magstripe) is all that stands between your credit card information and the bad guys.
没有联邦法律保护“交易和体验”信息——主要是你的银行和信用卡账户的详细信息。
No federal law shields "transaction and experience" information—mainly the details of your bank and credit-card accounts.
银行仍然会从你的账户中挖掘数据，以便向你出售金融产品，包括一些没有价值的东西，比如信用保险和信用卡保护计划。
Banks will still be mining data from your account in order to sell you financial products, including things of little value, such as credit insurance and credit-card protection plans.
你将需要一些当地的货币现金，但也可使用信用卡。
You'll need some cash in local currency but you can also use your credit card.
或者可能有人会随意浏览你的信用卡购物记录或手机账单，以了解你的购物偏好或通话习惯。
Or perhaps someone will casually glance through your credit card purchases or cell phone Bills to find out your shopping preferences or calling habits.
如果有人欺诈使用了你的信用卡，受打击的不是你，而是信用卡发行机构或商家。
If someone uses your credit card fraudulently, it's the issuer or merchant, not you, that takes the hit．
如果有人用你的信用卡诈骗，受打击的不是你，而是信用卡发行机构或商家。
If someone uses your credit card fraudulently, it's the issuer or merchant, not you, that takes the hit.
你购物的时候是现金、信用卡还是手机支付？
Do you pay with paper money, credit (信用的) card, or your phone when you go sopping?
你是不是曾经将信用卡透支？
如果你必须承担信用卡债务，那么请确保在规定的时间内全部还清，避免债务的累积和如逾期付款之类的处罚。
If you must take credit card debt please ensure that you pay it in full within the stipulated time to avoid debt accumulation and other penalties such as late payment.
带大钞出门：只带大钞出门，把你的信用卡或借记卡留在家里。
Carry large bills: Carry only large bills and leave your credit and debit CARDS at home.
换言之，尽管近场通讯听起来像是移动支付的未来，或者可能就是移动支付的未来，但先别着急把你的信用卡扔掉。
In other words, while NFC sounds like the future of mobile payments, and probably is the future of mobile payments, don't throw out your credit CARDS just yet.
确认你的信用卡包括了车损险，永远不要想当然地假设投了这部分保险。
Make sure that your credit card does, in fact, include collision coverage. Never assume you're covered.
当你所使用的服务改变支付途径时，不需要重新输入你的信用卡信息。
Not having to re-enter your credit card information when a service you use changes payment gateways.
你的皮夹里有信用卡，你就不必携带大量的现金，也不必担心由于疏忽大意或遭扒窃而丧失钱财。
With the credit card in your wallet or purse, you don't have to carry much cash and worry about losing money through carelessness or theft.
你不需要用信用卡获得方便。
而一旦它掌握了你的信用卡资料，向你推销其他产品就更容易了。
And once it has your credit card details, it will find it easier to sell you other things as well.
等你的债务都还清了，并且你的财政状况得到控制，那时你再拥有信用卡。
Later, when your debts are gone and your finances are under control, then you can get a credit card.
当你要到国外旅行的时候，不妨随身带上你的信用卡。
It is a good idea to take your credit card with you when you travel abroad.
例如本地一家杂货店的职员，笨拙地操作你的信用卡，记不住哪些商品有存货哪些没有，输错价格，忽视包装的细节。
Take the staff at my local grocery store. In a typical visit someone will fumble your credit card; forget what's in stock or where it goes; enter the wrong price; or ignore the basics of bagging.
第二十五天：评估你的支出——信用卡。
这样会形成一个生态圈，你通过信用卡支付走进来，之后再也无需使用这张信用卡。
The result will be an ecosystem which you enter with a credit card payment, but then never use that card again.
如果你已经深陷债务，信用卡是一个陷阱，它们只会把你拉入更深的债务中去。
If you're in debt, credit CARDS are a trap. They only put you deeper in debt.
不用交出你的ATM卡和PIN密码，只需获得信用卡签名的授权，你就可以使用信用卡。
Instead of giving your ATM card and PIN code, the card can double as a credit card with a signature authorization.
我从没见过任何人对你的食物做什么，但是我见过服务员弄乱你的信用卡。
I've never seen anybody do anything to your food, but I have seen servers mess with your credit card.
不要和自己说可以用信用卡应对突发事件，销毁你的信用卡，改用储蓄来应对突发事件。
Do not tell yourself that you can keep a credit card for emergencies.Destroy your credit CARDS; save cash for emergencies.
信用卡诈骗的历史和信用卡的历史一样悠久，但现在新出现的电子扒手也危险着你的信用卡的安全。
Credit card scams are about as old as credit CARDS themselves, but electronic pick-pocketing is a relatively new threat to your credit card security.
信用卡诈骗的历史和信用卡的历史一样悠久，但现在新出现的电子扒手也危险着你的信用卡的安全。
Credit card scams are about as old as credit CARDS themselves, but electronic pick-pocketing is a relatively new threat to your credit card security.
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