以前退休金是企业一次性付清，但是在1997年，国家体系引入了“个人账户”，这意味着退休金是由雇员和雇主共同出资组成。
Pensions were once paid by enterprises, but in 1997, a national system was introduced with "individual accounts" that hold retirement contributions from both employer and employee.
在选举活动中的里士满辩论中，一位国民使我第一次注意到了退休金资金不足的问题。
The problem of underfunded pensions was first brought to my attention by a citizen at the Richmond debate during the campaign.
今年，英国领取退休金的人数有史以来第一次超过未成年人人数。
THIS year, the number of pensioners in the UK exceeded the number of minors for the first time in history.
他把退休金一次领清，拿了一大笔钱。
雇员可选择每月或一笔一次性领取的退休金。
Employees may elect to take their pensions in monthly payments or as single lump sum.
我的退休金并非分月支付，而是在退休时一次性发给一大笔钱。
EXAMPLE: When I retired I received my pension as a huge single lump sum, rather than broken down into monthly payments.
我的退休金并非分月支付，而是在退休时一次性发给一大笔钱。
EXAMPLE: When I retired I received my pension as a huge single lump sum, rather than broken down into monthly payments.
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