In any case, borrowers need a "plan for paying it back," Ward says.
在任何情况下，借贷人都需要“计划如何还款。”Ward说。
Ward says long ago volcanic activity spewed carbon dioxide into the air and warmed the oceans.
沃德说，很久以前火山活动把二氧化碳喷放到空气中，致使海洋升温。
"Nardelli saw lots of ways he could improve Home Depot from an efficiency standpoint," Mr Ward says.
“纳德利发现了许多从效率方面改善家得宝的方法，”沃德表示。
One of the cheapest ways to borrow for education is to take out a second mortgage on a house, Ward says.
为教育贷款最省钱的一种方式是给一个房屋办理第二份抵押贷款，Ward说。
But Ward says focusing on the mechanisms for reaching a climate deal are counter-productive right now. He says world leaders need to focus instead on the major goals.
但是沃德说，目前将重点放在达成一个气候协议的机制方面会产生反作用。他说，世界领导人需要将注意力放在主要目标上。
Xu Lindong’s confinement in a locked mental ward was all the more notable, his brother says, for one extraordinary fact: he was not the least bit deranged.
徐的哥哥说，徐精神上没有一点问题，但他的关押比这个事实更让人关注。
Xu Lindong's confinement in a locked mental ward was all the more notable, his brother says, for one extraordinary fact: he was not the least bit deranged.
徐的哥哥说，徐精神上没有一点问题，但他的关押比这个事实更让人关注。
Actually, says Rob Ward, this is an essential part of the brand.
实际上，罗布·沃德说，这些是卡卡圈坊的本质。
Albanes says that exercise may also ward off cancer and other diseases because it appears to beef up the body's immune system.
阿尔拜尼斯表示，因为体育锻炼似乎能增强身体的免疫系统，这也许防止了身体患上癌症和其他疾病。
Bilingualism, says one new study, helps ward off Alzheimer's for up to four years.
一个新研究表明，双语能帮助抵御老年痴呆症长达四年之久。
Alan Swinson, a builder living in North Las Vegas, says he has struggled to keep up with his mortgage in the past and is now determined to scrimp and save all he can to ward off future calamities.
艾伦·斯温森，在北拉斯维加斯的一个建设工，说他此前一直在努力偿还他的按揭，现在则决定尽可能的厉行节约来抵御未来的灾难。
"The literature of aura reading - such as it is - claims that you can train yourself to read auras," says Ward.
“光环阅读的文学作品-就像这个一样-宣称你能训练自己去阅读光环，”沃德说。
"You can understand how people who have this and were born in a different age would consider themselves able to see spiritual states," says Ward.
“你能够理解人们如何拥有它和在不同时代里出生的人会认为自己能够看见精神状态，”沃德说。
Now, says a paper published in the New England Journal of Medicine, it appears, this little pill can ward off colorectal cancer, too.
最近发表在《新英格兰医学杂志》上的一篇文章称，这种小小的片剂似乎还可以抑制结肠癌的发生。
"As soon as you make an excuse," says Ward, "the other person shuts down."
沃德说：“你一找借口，对方就什么也听不进去了。”
"As soon as you make an excuse," says Ward, "the other person shuts down."
沃德说：“你一找借口，对方就什么也听不进去了。”
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