This article utilizes customer share in the customer lifetime value model, and proposes a new customer lifetime value model.

将顾客份额运用到顾客终身价值模型中，提出了一个新的顾客终身价值模型。

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This text divides the present customers into three categories, loyal customers, potential loyal customers and general customers based on the customer lifetime value.

本文基于顾客终身价值，把企业现有顾客分为忠诚顾客、潜在忠诚顾客和一般顾客三大类。

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This can reduce acquisition costs and increase customer lifetime value.

这可以减少兼并开销并增加消费者的终身价值。

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Hence, in this paper, we develop a loan pricing model based on customer value, which amended with customer lifetime value and economic capital.

基于此，本文提出了基于客户价值的零售银行贷款定价模型，并用客户终身价值以及经济资本对模型进行修正。

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Hence, in this paper, we develop a loan pricing model based on customer value, which amended with customer lifetime value and economic capital.

基于此，本文提出了基于客户价值的零售银行贷款定价模型，并用客户终身价值以及经济资本对模型进行修正。

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