Can we talk about term insurance?
我们可以谈谈定期保险吗？
Sample rules are chosen from our term insurance example.
样例规则选自我们的定期寿险示例。
The simplest form of life insurance is called "term insurance."
最简单的寿险保单形式叫做定期人寿保险。
For some yearly renewable term insurance, you just need to pay once a year.
对于那些可以几年更新的保险，你每年付一次钱就可以了。
First of all, your best option for life insurance is term insurance if you're under fifty.
首先，低于55岁的人选择人寿保险，最好是定期寿险。
The new business statistics showed that the long term insurance business grew strongly.
新造业务统计数字显示，长期保险业务强劲增长。
It's clear that the premiums for whole life insurance are greater than for term insurance.
显然，终身保险比定期保险所付的保险费多。
In contrast, basic term insurance provides coverage for a set number of years for a much lower premium.
与此不同的是，基础定期人寿保险在固定年限内提供相同的保障，却只收取比终生寿险低的多的保费。
It is also important for you to bear in mind that the cost of term insurance increases after middle age.
这也是很重要的，你要记住，增加保险费用后中年期。
Rather than regurgitating, this earlier post makes the case why term insurance is the best bet for younger people with their financial head on straight.
上一篇帖子里讲了一个案例说明努力赚钱的年纪较轻的人为什么最适合买定期寿险，在这里不做赘述。
Term insurance is substantially cheaper per month, enough so that it's worth cashing in the other policy, removing the cash value, and instead start a term policy.
定期寿险的每月支出便宜非常多，所以更应该把别的保单里的现金价值取出来，来购买新的定期寿险。
The IMF’s awareness of this problem is clear from the careful design of its new insurance instrument, the FCL, which replaced the Short-Term Liquidity Facility introduced by the fund last October.
IMF对此问题的认识，从它对其新保险工具FCL的精心设计上可见一斑，FCL取代了IMF去年十月引入的短期流动性便利工具。
We're seeing what they call systemic effects-- that's a very general term that goes beyond insurance.
我们现在看到了它的系统性作用,其影响远远超出了保险业自身
"The National Health Insurance Scheme will remain as a transitory measure unless its long-term sustainability is assured and it is linked with universal coverage plans," says WHO's Durairaj.
“除非能确保长期可持久性并与普遍覆盖计划联系在一起，否则国家健康保险方案仍将是一种过渡措施”，世卫组织的Durairaj说。
And although her parents had purchased five years of long-term health insurance (a "financial godsend," Morris says), she discovered that they were running out of money.
虽然她父母买了五年的长期健康保险(莫里斯叫它“一笔天赐的钱”)，但莫里斯还是发现家里的钱快用光了。
There are also proposals for Banks to buy an option on capital via a kind of disaster-insurance scheme, paying out premiums to long-term investors in return for dollops of equity when crisis strikes.
也有建议银行通过某种灾难险计划购买资本期权的，这种方法下，保费实际交给长期投资者，危机来临时，这些投资者则买入小部分股份。
Helen Wallace, of GeneWatch UK, told The Times: "Your DNA contains very personal information about you, and in the longer term we can't be certain this won't be used by insurance companies.
海伦·华莱士，英国基因观察和绿色和平网站成员，向泰晤士报吐露：“你的DNA包含了关于你自己的全部个人信息，长远来说我们不能确定这会由保险公司使用。
Insurance "is the term that we understand today."
“保险”是我们今天可以理解的一个词语。
Osgood says the insurance question could also increase pressure on scientists and insurance companies to tease out the long-term impacts of global warming at very local scales.
奥斯古德说，保险问题可能也会增加科学家和保险公司的压力，因为他们要在非常狭小的范围内梳理出气候变暖造成的长期影响。
Under one model the insurance pool would function like a reserve fund, offering participants a short-term credit line they could call upon during a crisis.
在一种模式下，保险库可起到储备基金的作用，为参与者提供短期信贷，在危机到来时便可向其求助。
In addition, incorporation provides certain tax benefits, such as long-term-care insurance, which if bought by your corporation would be 100% deductible.
此外，创建公司还会带来税收上的利益，若你以公司购买长期护理保险，那么你就可以享受100%的免费赔偿。
The term originated in insurance, recognising the idea that people with insurance may be careless – for example, paying for secure off-street parking looks less attractive if your car is insured.
这个老套的行话最初起源于保险业，承认投保人可能会掉以轻心——例如，如果你的车买了保险，花钱在安全的路边车场停车就不那么有吸引力了。
People find that health insurance plans are often more willing to pay for short-term therapies than for longer-term treatments.
人们发现，比起长期治疗，健康保险计划往往更愿意支付短期疗法。
Let's consider the case of business rules related to term life insurance.
我们来考虑与定期寿险相关的业务规则。
A few far-sighted countries-including Germany, the Netherlands, Luxembourg and japan-have already introduced mandatory long-term-care insurance schemes.
几个眼光长远的国家，包括德国、荷兰、卢森堡和日本，都已经引入长期护理强制保险计划。
Therefore, the insurance company assume responsibility for insurance obvious in the short term loans.
因此，保险公司承担保险责任的期限明显短于贷款期限。
A business rules example: term life insurance.
一个业务规则示例：定期寿险。
A business rules example: term life insurance.
一个业务规则示例：定期寿险。
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