With 19 percent of those homes, the lender had not even begun to take action to repossess the property — double the rate of a year earlier.
而贷款人甚至没有开始对其中19%（是去年同比的两倍）的家庭采取收回抵押房产的措施。
But recently, some Irish mortgage providers were offering "non-recourse" loans, which give them the right to repossess property in the event of default but not to pursue borrowers personally.
然而在近期，爱尔兰一些按揭贷款提供者推出了“无追索权”贷款，让它们有权在出现违约的情况下收回房产，但无权追索借款人个人的偿债责任。
Also, if you fail to pay back your mortgage, the lender can repossess your property.
另外，如果你不偿还你的房贷，贷款人可以收回你的财产。
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