第一部分是对民间借贷基本问题的分析。
The first part is the analysis of the fundamental problems of private loans.
民间借贷之所以能够长期存在，有其存在的必然性。
There is inevitability for the long existence of non-governmental credit loans.
如何引导和规范民间借贷，成为社会各界所关注的问题。
How to guide and regulate the private lending has become the community's concerns.
如何引导和规范民间借贷，成为社会各界所关注的问题。
How to guide and regulate the private lending has become the community's concerns.
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