我真的不想作一个平庸的人，结完婚，背着抵押贷款。
I actually don't want to be a middle-of-the-road person, married with a mortgage.
国家银行可以组合包装自己的的抵押贷款,以证券形式承销。
National banks can package their own mortgages and underwrite them as securities.
如今类似的抵押贷款要花掉他每月收入的两倍多。
Today a similar mortgage would claim more than twice that share of his monthly earnings.
我们可以把它租出去，帮助我们偿还抵押贷款。
我们可以把它租出去，帮助我们偿还抵押贷款。
其中一个理由在于抵押贷款市场。
这不仅是一个抵押贷款的问题。
主要原因是抵押贷款利率的下降。
但是它们提供次级抵押贷款吗？
美国有着庞大的住宅抵押贷款市场。
那就再次降低抵押贷款利率吧。
它是抵押贷款的一个非常重要的变革。
你看到问题了吧，抵押贷款期限太短了。
如果抵押贷款成了你唯一的信贷时，罚款。
基本上，你可以将水下抵押贷款一分为二。
Basically, you could take an underwater mortgage and break it into two pieces.
下一个话题是抵押贷款。
除了“小虾”和房屋抵押贷款。
最明显的失效是住房抵押贷款市场。
The breakdown has been most apparent in the securitization of home mortgages.
方案一是重新募集现有贷款变为新的抵押贷款；
One way is by refinancing an existing loan into a new private mortgage.
SIV因为次级抵押贷款证券风险而处境艰难。
SIVs have been struggling because of exposure to risky subprime-mortgage debt.
其中抵押贷款期限是指清偿贷款的日期
房利美和房地美占据了美国抵押贷款的半壁江山。
Fannie and Freddie account for half of all mortgages in the US.
杜洪找不到任何方法来得到抵押贷款的这些资料。
Duhon could see no way to obtain such information for mortgages.
外国人持有大量美国的有抵押贷款证券。
Foreigners hold a large slice of American mortgage-backed securities.
举个例子，你认为，抵押贷款将会产生消极影响么？
For example, do you think that? Mortgage will have a negative impression?
由于失业，许多人无法再次申请抵押贷款。
Lots of people could not refinance their mortgages because they were unemployed.
由于失业，许多人无法再次申请抵押贷款。
Lots of people could not refinance their mortgages because they were unemployed.
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