这笔贷款明年到期偿还。
偿付能力是保险公司偿还其到期债务的能力。
The solvency is the capacity that an insurance company can pay off his expiry debts.
有能力偿还到期的债务。
但是，近两年，又出现了高校难以偿还到期负债的现象。
Recent years, university can't pay off their mature debts on time.
但是，近两年，又出现了高校难以偿还到期负债的现象。
Recent years, university can't pay off their mature debts on time.
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