M：好的，很明显你们不用上全险。
大多数财务公司都要求车主购买全险。
Most finance companies require owners to pay for comprehensive coverage.
阁下是否曾申请财产火险或全险？
Have you ever insured for Fire or Property All Risks Insurance?
全险业务将替你偿清所有债务。
这不符合我们的规矩。我们习惯保全险。
That is not our usual practice. We are used to covering all risks.
我们需要投保全险吗？
好主意！虽然全险的保费比较高，但我们可以放心一点。
Good idea. Even though the insurance premiums will be higher, we will be safer.
好主意！虽然全险的保费比较高，但我们可以放心一点。
Good idea. Even though the insurance premiums will be higher, we will be safer.
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