只要人们还保持乐观，信用创造就很难控制。
For as long as people are optimistic, the creation of credit is hard to restrain.
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拥有信用卡及善用这将有助于创造积极的历史。
Having a credit card and using it wisely will help create that positive history.
通过重复博弈可以创造信用制度。
Through repetitive game credit mechanism can be created.
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