I call it the universal principle of risk management pooling and the hedging of risk.
我称之为，风险管理的普遍原则，风险汇聚和风险对冲。
The principles of insurance — the fundamental powerhouse — is the principle of risk pooling.
保险的原理，其基本的动力…是风险汇聚原理。
The principles of insurance — the fundamental powerhouse — is the principle of risk pooling.
保险的原理，其基本的动力…是风险汇聚原理。
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