我称之为，风险管理的普遍原则，风险汇聚和风险对冲。

I call it the universal principle of risk management pooling and the hedging of risk.

youdao

本课程研究关于风险管理与保险的原则和实践。

Study of risk management principles and practices and insurance.

youdao

本课程研究关于风险管理与保险的原则和实践。

Study of risk management principles and practices and insurance.

youdao