通过这些模型的使用，银行大大提高了自身的风险管理能力。

Through the use of these models, Banks greatly enhanced their risk management ability.

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第一个层次则是商业银行自身的管理的重点。

And the first level's liquidity management is most important for each individual bank.

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第一个层次则是商业银行自身的管理的重点。

And the first level's liquidity management is most important for each individual bank.

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