什么是道德风险？
但他们遭遇了道德风险这一窘境。
他当时也视图解决道德风险，以及逆向选择的问题。
He was dealing also with the moral hazard and adverse selection problem.
当你试图管理风险时，就会产生道德风险。
一些经济学家认为这样做的结果会造成更广泛的道德风险。
Some economists argue that this could create a much wider form of moral hazard.
与其要冒这样的道德风险，倒不如让这些国家各自顾好自己的命运。
Better than this moral hazard was to make each country master of its own fate.
第二个教训是，对道德风险的补救措施永远是不完美的。
A second lesson is that remedies for moral hazard will always be imperfect.
这是可见的道德风险。
道德风险的一个典型案例,就是火险。
我们还必须意识到,这里面存在着道德风险。
We have to then realize that there is a moral hazard problem.
一个更糟的问题(尤其对于银行业而言)是道德风险。
A further problem, that applies especially to the Banks, is moral hazard.
通过检查你的举止是否一向注意安全，保险公司可以应对道德风险。
Insurance companies could fight moral hazard by checking that your behaviour is consistently safety-conscious.
然而，如果幻想生前预嘱能解决道德风险问题，那我们就太激进了。
Yet it is a huge leap to imagine that living wills can resolve moral hazard.
道德风险就此消失而纳税人将相对来说损失不大。
Moral hazard would disappear and taxpayers would be left relatively unharmed.
由此引发的道德风险同样不可避免。
这是解决道德风险问题的最后一步。
This is the final step in addressing the problem of moral hazard.
道德风险有时可能会以用极端的形式出现。
非常严重：道德风险让此类保险合同显得荒谬可笑。
道德风险看来并不仅仅是一种西方式现象。
更为严重的是，商业银行信贷业务道德风险还会通过信贷业务对整个社会的利益产生负面作用。
What more serious is that, such moral risk will take negative effect to the interest of whole society.
但如果银行对企业采取激励相容机制，则将有效抵御来自企业的道德风险。
But if the bank adopts incentive compatibility mechanism, it can resist the moral risk.
政客们正努力解决道德风险的问题，这已是第二次。
Once again politicians are grappling with the problem of moral hazard.
政客们正努力解决道德风险的问题，这已是第二次。
Once again politicians are grappling with the problem of moral hazard.
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