当然，信用卡公司保存的一些信息可以对消费者有所帮助。
Some of the information kept by credit card companies can help consumers, however.
如果消费者门愿意使用一种信用卡，那么商家也往往愿意接受它。
Merchants will more willingly accept a card if lots of consumers use it.
很多消费者更习惯使用信用卡支付。
Many consumers, myself included, prefer to use credit CARDS.
对大多数消费者而言，没有信用卡就意味着没有新车。
用信用卡或签账卡支付：最大限度的保护消费者。
Pay by credit or charge card: for maximum consumer protections.
消费者必须经常提高警觉，以防各种信用卡诈骗。
Consumers should always be on guard against credit card scams.
银行可能会面临进一步的贷款损失在消费者的信用卡和商业贷款的拖欠。
Banks will likely face further loan losses on consumer credit card and commercial loan default.
信用卡是一种消费信用工具，具有方便消费者的特点。
Credit card is a tool of consumption credit, it is very convenient to consumers.
因此，本部分主要为实现信用卡消费者的权利而设计或完善相关制度。
Therefore, this part is to realize the rights of credit card consumers.
因此，本部分主要为实现信用卡消费者的权利而设计或完善相关制度。
Therefore, this part is to realize the rights of credit card consumers.
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