信用卡是一种消费信用工具，具有方便消费者的特点。
Credit card is a tool of consumption credit, it is very convenient to consumers.
主要有高利贷信用、商业信用、消费信用和国家信用等形式。
The Analysis and Countermeasures of the Slow Credit Consumption in China;
但是为什么顾客愿意将自己的信用卡消费信息泄露出来？
Okay, but why would a customer go along with this - the use of their credit card data?
当然，信用卡公司保存的一些信息可以对消费者有所帮助。
Some of the information kept by credit card companies can help consumers, however.
信用卡跟踪我的消费。
很多消费者更习惯使用信用卡支付。
Many consumers, myself included, prefer to use credit CARDS.
大多数人躲避信用卡是因为他们有太多过度消费的诱惑。
Most people avoid credit cards because they're too much of a temptation to overspend.
目前的信用消费只占GDP的3%。
如果消费者门愿意使用一种信用卡，那么商家也往往愿意接受它。
Merchants will more willingly accept a card if lots of consumers use it.
对于那些低信用的消费者，情况有些复杂。
Those with lower credit scores will find it a little tougher.
对大多数消费者而言，没有信用卡就意味着没有新车。
用信用卡或签账卡支付：最大限度的保护消费者。
Pay by credit or charge card: for maximum consumer protections.
汽车消费信贷也对个人信用制度建设具有积极的推动作用。
Finally auto consumption credit will promote the establishment of individual credit system.
年轻人成为信用卡消费的主流。
Young people have become the mainstream of credit consumption.
消费者必须经常提高警觉，以防各种信用卡诈骗。
Consumers should always be on guard against credit card scams.
小额信用消费贷款的最高限额暂定为10万元人民币。
The maximum borrowing limit of a petty consumer credit is temporarily set at RMB100,000.
银行可能会面临进一步的贷款损失在消费者的信用卡和商业贷款的拖欠。
Banks will likely face further loan losses on consumer credit card and commercial loan default.
简单而言，信用卡就是“先消费后还款”。
因此，本部分主要为实现信用卡消费者的权利而设计或完善相关制度。
Therefore, this part is to realize the rights of credit card consumers.
人们消费与经商基本都不用信用卡。
Plastic cards are barely used at all for shopping or business.
本文从五个方面对我国个人消费信贷的信用风险控制进行了描述。
The paper has decrypted the personal credit risk controlling from five aspects.
本文从五个方面对我国个人消费信贷的信用风险控制进行了描述。
The paper has decrypted the personal credit risk controlling from five aspects.
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