而后者利率是向消费者发放贷款的基准参考。

The latter rate is the reference point for loans to customers.

youdao

测量时用作测量基准的参考点。

A point of reference from which measurements may be made.

youdao

测量时用作测量基准的参考点。

A point of reference from which measurements may be made.

youdao