什么是我的信用积分？
沃克曼一直觉得信用积分单独地起的作用太大。
Workman still thinks credit scores alone play too big a role.
数个月前未能还款才真正使信用积分下降。
It can take several months before payment missteps actually drive down a credit score.
经营信用，首先要用免费信用报告和积分(freecredit report and score)弄清楚你的信用状况。
To manage your credit, first find out what your credit situation is with a free credit report and score.
再一次申明一下，不要关掉你付款的信用卡，这样会降低你的信誉积分！
Again, do NOT close paid off credit CARDS because it will lower your credit score!
请于本人上列之信用卡户口内扣除所需积分。
Please debit the points required from my above credit card account.
请于本人上列之信用卡户口内扣除所需积分。
Please debit the points required from my above credit card account.
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