从控制你的花销开始。
你可以使用你的卡跟踪你的花销记录。
做一些脑力激荡你的花销，你如何可能削减对他们。
Do some brainstorming about your expenses and how you could possibly cut back on them.
如果你对每一项花销都提出质疑，你就会发现有几项是可以削减的。
If you question every expense, you can find a few that can be reduced.
记下你的每笔花销。
你不要再想去欧洲渡假了，去那里的花销太大了。
You should forget about going to Europe on vacation because it costs too much.
你认为男人还是女人的高端花销更多？
当你学会如何减少花销时，你是否想过要如何增加你的收入。
While you learn to spend less, do what you can to increase your income.
花销少于你挣的钱。
你在外面就避免不了各种各样的花销，而留在家里，你不但可以观看免费娱乐节目，还能增进与家人的感情——多棒啊！
Instead, stay home, and find free entertainment. It's also a great way to bond with your family.
你需要对自己退休后的花销负责任。
如果可能，尽量在一开始时就计算出你的所有花销。
Calculate all your expenses right at the beginning if possible.
你对自己的花销做过计划吗？
财富是指你的累积，花销掉的不算是财富。
你可以只花费很少的钱来进行世界旅行，这个花销要远比你每个月花在填满汽油箱上的钱来的少。
You can travel the world for less money than you spend each month to fill up your gas tank.
这样，你就会得到该月花销的明细账。
That way people have a record of how much money they have spent that month.
财富是指你的累积，花销掉的不算是财富。
在中学，父母包揽了一切花销，你的支出就很少。
At high school many parents pay for almost everything, so your expenses can be small.
在中学，父母包揽了一切花销，你的支出就很少。
At high school many parents pay for almost everything, so your expenses can be small.
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