很多年轻人选择用住房贷款来买房。
Many young people choose to take out a housing loan to buy a property.
即便是住房贷款的呆账一般也只是出错的一部分。
Even bad home loans in general were only part of what went wrong.
你住房贷款的利率是多少？
可变利率住房贷款通常会每年调整一次。
他预测，住房贷款市场直到2009年一季度都会走低。
He doubts the housing market will bottom out until the first quarter of 2009.
这种泡沫破裂可能不会像糟糕的住房贷款那样导致金融恐慌。
That bust may not cause the financial panic that rotten home loans did.
在个人住房贷款市场上，中国建设银行占有一定的优势。
Individual housing loans in the market, the China Construction Bank has certain advantages.
我们提供的个人住房贷款，或按揭，月息是0.42%。
We offer Personal Housing Loans, or mortgages, at a rate of 0.42% per month.
他会为大约15%的初次购房者提供比较低首付的住房贷款。
It will continue to provide somewhere around 15% of new home buyers lower down payment mortgages.
信息不对称是我国银行个人住房贷款风险产生的深层次原因。
Unmatched information is the profound reason for bank credit risks in China.
国内最早开办住房贷款的建设银行在这一领域有着一定的经验。
Domestic earliest start housing loans Construction Bank has some experience in this area.
目前，我国已经进入了个人住房贷款风险暴露和显现的高危时期。
It is high time that the risk of personal housing loan was possible to appear.
虽然如此，美联储的降息明显的增强了消费者对不断降低的住房贷款利率的清醒。
Nonetheless, the Fed rate cut has apparently raised consumer awareness of dropping home loan rates.
虽然如此，美联储的降息明显的增强了消费者对不断降低的住房贷款利率的清醒。
Nonetheless, the Fed rate cut has apparently raised consumer awareness of dropping home loan rates.
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