在西方，个人银行业务是商业银行最主要的利润来源。
Personal banking is the chief source of profits for commercial banks in the West .
信用风险是我国商业银行目前面临的主要风险。
Credit risk is the major risk confronting the commercial Banks in China.
信用风险是商业银行面临的主要的，基本的风险。
Credit risk is the main and basic risk that the commercial bank faces.
操作风险是当前商业银行所面临的主要风险之一。
The operational risk is one of main risks which the current commercial bank faces.
利率风险已逐步成为西方商业银行最主要的风险。
This is interest rate risk, which had become the main risk of Occident commercial bank.
信贷业务是我国商业银行的主要资产业务。
Credit businesses of commercial Banks in China are the main assets of the business.
零售银行业务是商业银行的一类主要业务。
The retail banking is a kind of the main business lines of the commercial bank.
利率风险是商业银行面临的主要风险之一。
Interest rate risk is one of the main risks that commercial Banks face.
信贷风险是商业银行经营管理的主要风险。
Credit risks are the main risks of commercial bank management.
商业银行信贷风险管理水平的低下是信贷风险产生的主要原因。
Low level of credit risk control is the major reason that results in credit risk.
第一部分主要阐述内部控制与商业银行风险理论综述；
The first part is the literature about internal control, theory of commercial bank risks.
当前，商业银行主要采用信用评级的方法来评价客户。
Today, commercial banks use Credit Rating to evaluate customer.
与此相对应，信贷风险管理是商业银行风险管理的主要内容。
Accordingly, credit risk management is the core of commercial bank risk management.
本文主要探讨的是信息技术对商业银行组织结构所产生的深远影响。
This study discusses the impact of IT on the organizational structure of international commercial Banks.
信用风险是商业银行面临的最主要的风险之一。
Credit risk is one of the major risks commercial Banks face.
多种因素综合作用，构成商业银行创值活动的主要内容。
Various factors affect each other and perform the main content of value-creations activity.
多种因素综合作用，构成商业银行创值活动的主要内容。
Various factors affect each other and perform the main content of value-creations activity.
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