在个人住房贷款市场上，中国建设银行占有一定的优势。
Individual housing loans in the market, the China Construction Bank has certain advantages.
信息不对称是我国银行个人住房贷款风险产生的深层次原因。
Unmatched information is the profound reason for bank credit risks in China.
目前，我国已经进入了个人住房贷款风险暴露和显现的高危时期。
It is high time that the risk of personal housing loan was possible to appear.
我们提供的个人住房贷款，或按揭，月息是0.42%。
We offer Personal Housing Loans, or mortgages, at a rate of 0.42% per month.
我们提供的个人住房贷款，或按揭，月息是0.42%。
We offer Personal Housing Loans, or mortgages, at a rate of 0.42% per month.
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