So if you want to get a user to spend money or time on your application, why not model it after things that you already know your user does find value in?
因此，如果您想让用户将金钱或时间花在您的应用程序上，为何不模仿一下用户已经觉得有价值的东西呢？
It ignores the time value of money — the discount rate.
它忽略了金钱的时间价值——折扣率。
It means investing your time and money in something that might not give you immediate return, but which could give you tremendous value later.
这意味着你在一些事情上投入的时间和金钱可能不会产生立杆见影的回报，但是它会在将来给你带来可观的价值。
The stress hormone cortisol, meanwhile, affects the assessment of the time value of money.
与此同时，应激激素皮质醇能够影响人们对于金钱时间价值的评估。
Determining the return may involve gross sales, net income, revenue recognition, cash flow, and the time value of money.
回报的决定因素涉及到毛销售额、净收入、收入酬劳、现金流、以及资金的时间价值等。
It takes into account commercial risk and discounts future cash flows (that is, it takes into account the time value of money) when making commercial, and particularly investment, decisions.
进行商业、特别是投资决策时，将商业风险和未来现金流折扣(即资金的时间价值)考虑在内。
Somehow though, the perceived value of money eclipsed the real value of time.
不知何故，能感受到的金钱的价值掩盖了时间的真正价值。
I personally don't have any more time to give and can't bear to see any more money spent on pathetic attempts for control instead of building consumer value.
我个人没有更多的时间付出，也不能忍受看到更多的钱花在无意义的尝试上，而不是去实现用户价值。
To move on with a worthless project can only be a waste of time and money that could be invested in something of value instead.
进行一个没有价值的项目只能浪费时间，浪费可以投到有价值项目上的金钱。
The time value of money is a simple principal to understand: basically it states that any amount of money is worth more today than the same amount of money in the future due to it's earning potential.
金钱的时间价值是一个很容易理解的原则：基本上它是讲今天的钱比未来同等金额的钱要值钱，因为今天的钱会有潜在的收益。
Use an online calculator to do a "time value of money" calculation that shows him how much debt you can run up when you're using a credit card that charges 17% interest.
用在线计算器做一个“金钱的时间成本”的计算，然后告诉他当他用一张利息17%的信用卡时会有多少债务滚滚而来。
Ask any number of people what they value in life and you'll probably find time, money and peace of mind somewhere at the top of their priorities.
如果要问人们他们最珍视生命中的什么，像时间、金钱和心灵的平静这样的回答可能是最多的。
The book consists of eight sections: the first provides an overview of how business decisions are made, followed by an extensive discussion of calculating the time value of money.
该书包括八大部分：第一部分概述了如何作出业务决策，然后，广泛地讨论了计算现金的时间价值。
Transaction value of export goods refers to the total amount of money charged by the seller to the buyer directly or indirectly for the exportation of the goods at the time of exportation.
出口货物的成交价格，是指该货物出口时卖方为出口该货物应当向买方直接收取和间接收取的价款总额。
In some futures markets, she says, the amount of money in play at any one time can be "35 or 40 times" the value of the entire stocks of that commodity available in the world.
在一些期货市场里，钱的数量可以在任何一个时刻变成这个商品整个股市市值的35或是40倍。
For those who would like to extend this to a more sophisticated model, consider adding in depreciation and the time value of money.
如果愿意使用更复杂的模型，可以考虑加上现金的时间价值折算。
For the first time in history, there is a wealth of research on the correlation between money and happiness. In other words, we now know what expenses bring the most value to maximize our output.
当前大量出现关于金钱与幸福感的文章说明我们懂得哪些花费可以为我们带来幸福感。
The lesson of the first day of Finance 101 was the time value of money.
金融入门课的第一课就是是货币的时间价值。
How much do you value your time (perhaps time spent not studying money matters)?
你有多重视时间也许时间没有花到跟钱有关的事情上？
Lack of vision, changes in vision, and poor direction can lead a program to consume enormous amounts of money in relatively short time periods without providing real value or useful results.
缺少远景，远景的变更以及糟糕的方向会导致一个规划在相当短的时间段内消耗数目庞大的金钱，而没有提供实际价值或有用的成果。
People love high value for money (or time), so the more value you give, the more success you can expect to have.
人们喜欢他人付出的金钱或者时间，你奉献出的东西越多，你期望获取的成功也会更多。
Trying to convince a hardnosed, time-is-money employer of the value of a garden may be as pointless as preaching the value of vegetarianism to a lion.
要说服一位顽固的、坚信“时间就是金钱”的雇主，告知其绿化对于工作场所的意义，无异于对牛弹琴。
So why spend the up-front money on hardware (which loses value over time, don't forget) when you can borrow someone else's?
在资金紧张的时候，为什么还要将自己的资金提前预支在硬件上呢(不要忘了，硬件会随时间贬值)？
However, this method has two shortcomings: (1) it ignores the time value of money and (2) it ignores the performance of the investments beyond the payback period.
然而，这一方法有两个缺点：(1)它忽略了货币时间价值(2)它忽略了项目回收期以后的经营业绩。
As Benjamin Franklin said, 'a penny saved is a penny earned' Moreover, money saved at interest can increase greatly in value over time.
像本杰明说的，“节省一个便士就等于挣的钱节省利息，可以大大增加的价值随着时间的。”
Business benefits are usually expressed in terms of net present value, which takes into account the time-value of money obtained, as well as risk. Mathematically, it is defined as.
商业利益通常以净现值来表示，它综合考虑了金钱所得的时间价值和风险问题。
Had heard people speak: the value of life is a normal distribution curve, if the 40-year-old is a vertex, then 40 before the value of money higher, 40 after the value of time more and more high.
曾听人说过：人生的价值是一条常态分布曲线，如果40岁是顶点的话，四十以前，金钱的价值高一些，四十以后，时间的价值越来越高了。
Had heard people speak: the value of life is a normal distribution curve, if the 40-year-old is a vertex, then 40 before the value of money higher, 40 after the value of time more and more high.
曾听人说过：人生的价值是一条常态分布曲线，如果40岁是顶点的话，四十以前，金钱的价值高一些，四十以后，时间的价值越来越高了。
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