I think that going forward, both the rating agencies and the banks will be very important in our society.

我认为这会有效果,信用评级机构和银行,都将会在我们的社会中扮演很重要的角色

耶鲁公开课 - 金融市场课程节选

Well, why not state chartered banks or why not credit unions or other things?

政府为什么不出租银行,为什么不出租信用社或者其他金融机构？

耶鲁公开课 - 金融市场课程节选

But in society today, and we'll talk a bit about security topics -- and such throughout the course, for cryptography -- for encrypting things like your credit card information and bank accounts -- you don't use 32 bits, you don't use 64 bits, you generally use 1024 bits, 4,048 bits.

但在当今的社会上，我们将讨论一点安全方面的知识,贯穿整个课程，密码学-,加密一些像信用卡信息,银行账号之类的东西--你不能用32位，你也不能用64位，你通常要使用1024位，4048位。

哈佛公开课 - 计算机科学课程节选

In other words, banks may lend to you or to me re risky borrowers but they sell the mortgages to Fannie Mae or Freddie Mac they get their money right then and there.

换句话说，银行可能借钱给我们,知道我们的信用度不高，knowing，that，we’,但是银行把贷款卖给,房地美和房利美,转手就拿到现钱。

斯坦福公开课 - 经济学课程节选

The rating agencies weren't cutting the ratings as they should and these European banks were just kind of naively trusting and it just didn't get figured out.

信用评级机构并未按照实际评级,这些欧洲银行却很傻很天真地相信了,没有认识到潜在的风险

耶鲁公开课 - 金融市场课程节选

I don't have the latest data -this is from 1998 -but there were 11,000 credit unions -that's the number of credit unions in the United States in 1998 -and there were only 9,000 commercial banks; that's the number of banks.

我手上没有最新的数据,这个是1998年的,共有11000个信用合作社,这是1998年全美信用合作社的数量,与此同时,商业银行只有9000家,这是银行的数量

耶鲁公开课 - 金融市场课程节选

I read The Wall Street Journal every morning and I worry about the credit crisis, and I worry about credit cards, and I worry about auto loans, and I worry about corporate loans, and I worry about the solvency of the banking system, and then I go to work and I try and find the best opportunities that I possibly can.

每天早晨读华尔街日报的时候,我会担心有没有信贷危机,担心我的信用卡,担心汽车贷款,担心公司贷款,担心银行系统的偿付能力,然后我去上班,努力抓住所能遇到的最好机遇

耶鲁公开课 - 金融市场课程节选