They basically all failed and were taken over by foreign banks after the Mexican Crisis, so that's a sign of how things can go amiss.

他们已然全数破产并于,墨西哥银行业危机,之后被外国银行接管,这正是事态发展恶劣程度的标志

耶鲁公开课 - 金融市场课程节选

But eventually you have this bearer note that you start passing around to spend to other people and they start to think of them as money and that's the origin of banking.

但是最终，你持有这个不记名票据,并且开始将其流传到,别人手中,然后他们开始将其视为金钱,这就是银行业的起源。

耶鲁公开课 - 金融市场课程节选

Today I want to talk about banking and this ties in somewhat to my previous lecture, which was on real estate, because banks are major real estate lenders and investors in real estate securities.

今天我想谈一谈银行业,这与我的前一讲紧密相联,即有关房地产的内容,因为银行是房地产行最主要的资金贷方,和房地产证券投资方

耶鲁公开课 - 金融市场课程节选

And that's how banking got started.

这就是银行业的起源。

耶鲁公开课 - 金融市场课程节选