Low-income people were being given adjustable rate mortgages with very low starter rates, called "teaser rates," " that would be raised in the future.

低收入人群贷款时会享受到刚开始利率巨低的可调利率,但是随着时间的推移利率会慢慢增长“,这就是所谓的“引逗利率。

耶鲁公开课 - 金融市场课程节选

in such a way that after the rates were raised, they likely couldn't afford to pay the mortgage anymore or they'd be under great stress in trying to do so.

这种“引逗利率，以至于到后来他们没有能力偿还贷款,或者为了还贷给生活造成巨大压力。

耶鲁公开课 - 金融市场课程节选