The history of mortgages is that they have generally over time gotten more easy on loan-to-value ratio and also on maturity.

从抵押贷款的历史来看,随着时间推移,抵押贷款,对于贷款价值比和期限越来越宽松

耶鲁公开课 - 金融市场课程节选

We'll grade them leniently in the beginning and so everybody will get some feedback about how they're doing on those.

在开始的时候我们的评分会很宽松,每个人会得到一些他们观点报告,做的如何的反馈

耶鲁公开课 - 关于食物的心理学、生物学和政治学课程节选