In other kinds of insurance it gets very complicated.

在其它类型保险中，情况会更加复杂。

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The order complexity here, if I actually write it would be-- sorry, order n times m, and if m was equal to n, that would be order n squared, and this is quadratic.

如果m等于n的话,也就是n的平方，这是一个平方复杂度的问题，这是和前面不同类型的，好，我在做什么呢？

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