Since the 1990s, we've seen a proliferation of new kinds of mortgages that especially are offered to low-income people by certain lenders.

从20世纪90年代,我们看到一种新型抵押贷款在快速发展,它由特定贷款人向低收入人群发放

耶鲁公开课 - 金融市场课程节选

An originator is a company that lends money to households; they raise money and then they lend it out as mortgages to households.

原始权益人是指借钱给购房者的公司,他们先进行筹资,接着,通过抵押贷款方式向购房者放贷

耶鲁公开课 - 金融市场课程节选

It started offering, indirectly, but started offering mortgages to all these people who couldn't refinance.

它间接地,向那些无法重新申请抵押贷款的人,提供贷款

耶鲁公开课 - 金融市场课程节选