Anyway, your loan-to-value ratio is getting pretty precarious because your house is now down 30% in value; your loan-to-value ratio, if we were to give you $5,000, would be something like 90%.

你的贷款价值比变得很不安全,因为你的房子已经贬值30%,如果我们借给你5000美金,你的贷款价值比率在90%左右

耶鲁公开课 - 金融市场课程节选

At the end of the loan upon your payment of the principal and of sufficient additional interest, John Milton, Sr., the goldsmith, would return to you the gold that you had entrusted to him.

在贷款期限到期时，在你支付了本金,和额外的利息后，金匠约翰弥尔顿会把你托付,给他的金币还给你。

耶鲁公开课 - 弥尔顿课程节选

That means that if you fail to pay on the loan, the property is taken by the lender to satisfy your debts.

这意味着如果你不能偿付贷款,这项资产会归债权人所有以清偿你的债务

耶鲁公开课 - 金融市场课程节选