In other words, lower the amount insured below the actual value of the house to prevent moral hazard.

换句话说，将房屋的保险价值低估于其实际价值,以此来防范道德风险。

耶鲁公开课 - 金融市场课程节选

They have been working on improving their methods and they're trying to create divisions within their organizations that prevent the moral hazard from happening.

他们已经对技术进行改进,并且他们正尝试,在机构中划分部门,以便防范道德风险的发生

耶鲁公开课 - 金融市场课程节选