We can't just smash things and start all over, we have to design a system of risk management.

而不是简单地打破一切再重新来过，我们应当设计一个好的风险管理体系。

耶鲁公开课 - 金融市场课程节选

Because the financial risk management system that we have is imperfect, we aren't there yet.

因为我们的金融风险管理体系,存在缺陷，还并不完善。

耶鲁公开课 - 金融市场课程节选