If someone's saving for their retirement you better have a lot more than that; $100,000 is only a few years of income even for low-income people.

如果你们一直存钱存到退休,肯定比这数目多多了,10万美元,不过是低收入群体几年的收入

耶鲁公开课 - 金融市场课程节选

It says that you have to keep deposits with us here at the central bank; either that or else keep vault cash and show that you have it as reserves for your deposits.

它声明你必须在中央银行这里,付保证金；,要不那样做，要不就在金库中存钱,并且表明你把它作为,存款中的储备金。

耶鲁公开课 - 金融市场课程节选