Small banks have lower reserve requirements but it rapidly gets up to a standard.

小银行有低一些的法定准备金率,但是这个比率快速的上升到一个新的标准。

耶鲁公开课 - 金融市场课程节选

So the fact of the matter is many of you in your initial papers will get lower grades than you've probably ever gotten before in your life.

实际上，你们中很多人在第一篇论文上,所得的分数可能比这小半辈子得过的都低。

耶鲁公开课 - 死亡课程节选